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Finanly

Transfers and the Smart Transfer Matcher

Detecting internal moves between accounts and recording them without touching P&L.

3 min readtransfersmatching

Money moving between your own accounts is not income or expense. Finanly detects candidate pairs — opposite amounts, close dates, same company — and scores them with reason codes.

  1. Open a row that looks like a transfer; candidates are listed under Match suggestions (GET …/{id}/match-suggestions).
  2. Pick the counterpart. Both sides are recorded as one transfer (POST …/{id}/transfer-export).
  3. In Personal mode, the Transfer Matcher tool in the sidebar shows all candidates at once.
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