Set income and fixed expenses

Open Planner Settings

1. Open Planner Settings from the personal planning area.
2. If the page opens to an access message instead of the form, use the option shown there or return when access is available.
3. If the page shows a saved-request notice, check the original request before making another change.

Set up income sources

Income sources are planner entries for money you expect to receive. Use them for planning only, not as a promise that a paycheck or other deposit will definitely arrive.

The planner treats income as a monthly planning estimate. Suggested income sources can appear from your transaction history, but choosing a suggestion only fills the form; it does not save anything until you add the source.

When you add an income source, enter its payer name and expected amount. The income-source form has no separate frequency selector. This is a planning estimate, not a guaranteed payday or deposit date.

1. In Income Sources, enter a Payer Name.Payer Name
2. Enter an Amount greater than 0.Amount
3. If a suggestion fits, select it to prefill the fields, then review the values.
4. Select Add.Add

Set up fixed expenses

Fixed expenses are recurring costs you want included in planning, such as rent, insurance, or subscriptions. The amount is the expected cost for that payee, and the frequency tells the planner how often to expect it.

Suggestions may come from recurring debit patterns and, when available, active subscription sources. A subscription-linked suggestion is only a planning clue for an active recurring stream; it does not mean the current month’s charge has already been paid.

If a fixed expense is tied to a recurring subscription stream, the planner can include it as an expected recurring cost even when the monthly charge changes. That helps the Planner treat the same bill as a recurring expense instead of a brand-new one every month. If the stream is not active or the item is not recognized as recurring, it should not be treated as a subscription-linked fixed expense.

1. In Fixed Expenses, enter a Payee Name.Payee Name
2. Enter an Amount greater than 0.Amount
3. Choose a Frequency: weekly, biweekly, monthly, quarterly, or annual.Frequency
4. If a suggestion appears, select it to prefill the fields, then review the values.
5. Select Add.Add

Save rollover strategy

Your rollover strategy controls what happens to unspent basket funds at the end of the month. This setting is saved separately from your income and fixed expense entries.

1. Choose one of the rollover options: Carry Forward, Redistribute, or Release to Available.
2. Select Save Settings.Save Settings

Review saved records

The page groups records by name, but each row is still its own saved source record. Removing one row removes only that record, not every record with the same display name.

1. Find the row you want to change under Income Sources or Fixed Expenses.
2. Select Remove source for that row.Remove source
3. Wait for the list to refresh and confirm the row is gone before repeating the action or changing another similar record.

What the settings mean

• Income sources are planner estimates for incoming money. They help the Planner model expected monthly income, but they do not guarantee a paycheck or deposit will arrive.
• Income is modeled by recurring patterns in your transactions and by the sources you save in the Planner. The same real-world income should not be entered twice under different names just to force a larger estimate.
• Fixed expenses are recurring planner costs. The frequency helps the Planner spread the cost over time.
• Subscription-linked fixed expenses can be included when the Planner recognizes an active recurring stream. This helps avoid counting the same recurring bill as a new expense every month.
• The income and fixed-expense forms accept numeric amounts without a currency selector. Review the currency basis shown in the related planner views before combining amounts; number formatting does not confirm that mixed currencies were converted.
• A zero amount is not the same as an unavailable or missing amount. Zero means the planner has an explicit zero value; unavailable means the value was not provided on the page.

What to expect after saving

• Successful adds and deletes refresh the saved lists on the page.
• Saving rollover settings updates the current workspace setting for the selected strategy.
• The page can show a brief success message after a setting is saved.

Troubleshooting